| It has been a long time goal of the Federal | | | | It is wise to know the exact cost needed in order to |
| government to help single mothers become less | | | | cover childcare for the year. Tax time yields the |
| dependent of welfare sources and start weaning | | | | greatest benefit to single mothers. Being employed |
| families from the legacy of welfare. This is necessary | | | | through the year the single mother can file head of |
| because if generation after generation rely on the | | | | household which puts her in a low tax rate and could |
| welfare state, it becomes more difficult for succeeding | | | | even qualify her for earned income credit. This credit is |
| generations to have any other mindset. | | | | government sponsored support for single working |
| There have been many programs put into effect that | | | | mothers and can add a considerable amount to your |
| single mothers can utilize instead of relying on the | | | | refund. |
| welfare handout. There are many programs and | | | | Instead of waiting until the end of the year you can |
| options if you conduct your research and know where | | | | choose to receive it directly on your paycheck. Get in |
| to look. A little homework is required to uncover the | | | | touch with the Department of Social Services where |
| sources. It requires diligence and never giving up or | | | | you can find complete information for this type of |
| giving in to the pressure of the welfare mentality. | | | | assistance plus other programs designed to help single |
| One option is the flexible spending account which is | | | | moms. |
| offered to companies in order to offset the cost of | | | | Some of these programs include medical assistance, |
| dependent care for the single working mom. Prior to | | | | food stamp programs and child support enforcement. |
| taxes the money is deducted for your child care cost. | | | | HUD which stands for the Department of Housing and |
| Pretax income means you are not taxed on that | | | | Urban Development has programs to assist first time |
| amount which could equal a higher income tax return | | | | home buyers and low income vouchers for those that |
| once these pretax expenses are deducted. | | | | qualify. There are also various agencies in the federal |
| By providing the necessary proof such as a receipt | | | | government that offer grants and loans to help single |
| for qualified childcare the human resources department | | | | moms with new skills needed to help increase their |
| will reimburse the expense. The savings is equal to the | | | | earning potential in the marketplace. |
| end of the year tax rate on the portion provided for | | | | By filling out a free application for federal student aid |
| the childcare expense. If there is any money left over | | | | (FAFSA) you can find out which programs you qualify |
| at the end of the fiscal year it cannot be reimbursed | | | | for to begin improving your life. |
| for child care expenses not needed. | | | | |