The advantages of using alternative energies


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The Advantage of a Home Inventory List

OK, the worst has happened. You have arrivedmake your claim to the insurance company
home to discover that you have had anthen? How can you possibly remember, in the
uninvited  visitor.aftermath of such a trauma, every single
thing that you have lost that was of any
The door to your abode is ajar when it shouldvalue?
be firmly locked and the place has been
ransacked. You experience a raft of emotions,The answer is to take action before the
anger, fear, shock, even regret andevent. Make an inventory of all your
foolishness that you didn't get around topossessions, listing the date of purchase,
beefing up your home security as you hadthe cost and where applicable any serial
often  promised  yourself  that you would do.numbers.
Crime reported, craftsman called in to repairHaving an inventory of all the valuables in
the door and fit a more secure lock. Placeyour home could prove to be just what you
straightened up. What now? You have insuranceneed should you suffer a burglary, fire or
that lightens the burden a little. You willother disaster. The list would help you to
need  to  make  a  claim.assess exactly what has been stolen or
damaged - a very difficult thing to do if you
So  what  exactly  was  stolen?rely on memory alone. And the information
about the age and value of your belongings is
Well there was the television, the emptyexactly what your insurance company will need
space that it used to occupy before the lowto  know  when  you  make  a  claim.
life burglar carried it away was one of the
first things that you noticed when youYour insurance company will want you to
arrived home to discover the burglary. Whatjustify the amount that you are claiming and
brand was it and which model? What was theyour home inventory list can make all the
serial  number?difference. If you keep your inventory up to
date by recording new items you buy, and by
You can remember the brand, that's a start,keeping photographic records of your
but you don't have a clue as to the model orpossessions you can greatly improve your
the  serial  number.chances of success if it comes to making a
claim  on  your  insurance.
How much did you pay for it and how long did
you have it? Can't remember the exact cost,If you are compiling your home inventory list
only a very vague figure comes to mind butyourself you will find the task much easier
you are quite sure that you purchased theif you use downloadable inventory software,
television two years ago, wait a second, timemany examples of which are available online.
flies  it  could  have  been three years ago.The other option is to use a home inventory
service.
And that is just one item. What about all the
rest of your stuff that was stolen? Can youMost homeowners find using a home inventory
name the make and model of the CD player thatspecialist  brings  many  advantages.
you had rigged up in the den, its age and
cost?The service will either help you with
explicit advice on how to prepare your
How about those family heirlooms that youinventory or, better still, organize and
kept in a box in a draw, all gone now. Do youcarry out the job for you. Should you
know their value? How about grandfather'sexperience a loss through burglary, fire or
pocket watch, can you describe it accurately?flood the home inventory service will present
Did it have Roman or Arabic numerals on theyour claim to your insurance company in a
dial?preferred format. This will often mean that
your claim is settled sooner and fuller. In
A burglary is a bad enough thing to suffer,the event of making a large claim you will
but a house fire is likely to take all ofappreciate a settlement as soon as possible.
your possessions away from you. How do you



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